Overview : the ordinary share account

Unlike a checking account, whose purpose is to offer payment options (cheque, bank card, etc.), a share account is a deposit account that allows its holder (an individual or a corporate entity under certain conditions) to buy and sell French and international securities: shares, bonds, warrants, etc.

Private investors: the joint share account and the co-owner share account

Joint share accounts (for married couples) and co-owner share accounts entail solidarity between the account holders. Deposits and cash advances or stocks registered in the account are subject to the same obligations for all the account holders.

All operations, including deposits and withdrawals, can be undertaken on the instruction of any one or other of the account holders, who are bound by a joint commitment.

In the case of the death of one of the account holders, the account will continue to function under the authority of the surviving account holder and, for the deceased’s share, his or her inheritors.